About Us
Contact Us
Basel - II
Frequently Asked Questions
Site Map
Contact Us

BRSA Organization


To safeguard the rights and benefits of depositors and to create the proper environment, in which, banks and financial institutions can operate with market discipline, in a healthy, efficient and globally competitive manner, thus, contributing to the achievement of long-run economic growth and stability of the country.


To enhance banking sector efficiency and competitiveness- elimination of distortions created by the state banks; strengthening of the banks' capital base; reduction of the banks' intermediation costs; minimization of group banking and non-financial activities.

To maintain confidence in the banking sector - in accordance with market discipline and "self responsibility" principle, to design the proper regulation for public awareness; making adequate, understandable and accurate information accessible to the markets in a timely manner; promoting international best standards in accounting and reporting systems; providing a transparent environment in which information on risks is clear and accessible for all parties.

To minimize the potential risks to the economy from the banking sector - prevention of all kinds of transactions and practices that can jeopardize the smooth and safe operation of the banks; developing early warning and prompt correction systems to prevent individual problems from causing systemic risk.

To enhance the soundness of the banking sector - enhancing the flexibility of the sector against risks; giving importance to the improvement of corporate governance; developing internal control and risk management systems; taking market risk into account in calculation of capital adequacy; improving the BRSA's capacity for risk-focused and consolidated supervision and control.

To protect the rights of the depositors - establishing a balance between the adverse effects of deposit insurance, such as erosion in market discipline and increase in moral hazard, and the need to protect the rights of depositors.